Fraud Intelligence Platform

Proactively prevent fraud before it affects the bottom line.

Multi-layer AI fraud intelligence, analyst-grade analysis workflows, and regulator-ready reporting for banks and microfinance institutions across East Africa.

Built for institutions across

Tier-1 BanksTier-2 BanksTier-3 BanksMicrofinance Institutions

Fraud is quicker than the available controls

Losses often surface long after funds have already been utilized.

72 hrs

Average detection time without automated monitoring

Delayed detection increases financial and evidentiary loss.

34%

Losses associated with internal fraud and collusion

Access-based fraud requires behavior-aware monitoring.

60%

False-positive rate in untuned systems

Noise burns analyst time and masks critical alerts.

Nine capabilities in one investigation environment

Detection, AI-powered scoring, autonomous agents, natural language Copilot, and reporting — connected in a single workflow.

From transaction to closed case

A structured workflow that shortens investigation time and strengthens audit posture.

01

Ingest

Transactions enter through API or batch channels

02

Score

Risk scored across behavioral signals, trained ML classifiers, and fraud network graph analysis

03

Alert

High-risk activity is routed for analyst review

04

Investigate

Evidence captured, linked, and escalated when needed

05

Report

Cases are closed with full reporting and audit trace

Three layers of AI, all live in production

Real-time multi-dimensional scoring, autonomous investigation agents, and a natural language Alert Analysis Copilot — not a roadmap, the current state of the platform.

Behavioral & Device Intelligence

Off-hours activity, velocity spikes, dormant account reactivation, session interaction patterns, and device fingerprint anomalies — scored concurrently against per-account baselines.

Trained ML Classifiers — Live Today

A supervised fraud classifier trained on analyst-labeled outcomes, plus a per-account behavioral anomaly model, both contribute to the composite score on every transaction.

Fraud Network Graph Analysis

Fraud ring membership, mule account patterns, insider-account linkages, and multi-hop fund tracing run in parallel with behavioral scoring — catching coordinated fraud invisible in individual account data.

Financial Crime Pattern Detection

Circular transfer loops, odd-amount structuring, new beneficiary large amounts, and cross-border risk signals are detected as typology signals — not simple threshold breaches.

Autonomous Investigation Agents

Six specialist agents run on demand: investigation brief assembly, rule optimization, insider threat detection, SAR drafting, executive reporting, and alert triage.

Alert Analysis Copilot

Analysts query the entire platform in plain English — transactions, alerts, cases, account history, network relationships. Live data, streamed responses, no SQL required.

Risk Score Decision Matrix

LOWALLOW
MEDIUMALLOW + LOG
HIGHREVIEW
CRITICALBLOCK

Scores are capped at 100 and include full signal attribution and a SHAP-style explanation — analysts see exactly which signals contributed and why.

Built around real fraud typologies

Fraud in a Tier-1 bank is not the same as fraud in a Tier-3 bank or an MFI. Caspix is tuned to institution type and East African operating realities.

Explore Solutions by Institution

Tier-1 Banks

Insider risk, high-volume alert management, mobile banking integration fraud

Tier-2 Banks

SIM swap, agent banking abuse, cross-channel fraud

Tier-3 Banks

Account takeover, mobile banking fraud, insider privilege abuse

Microfinance (Kenya)

Mobile banking fraud, social engineering, internal fraud and collusion

Included for Caspix Clients

Fraud Incident & Intelligence Tracker (FIIT)

Caspix flags fraud. FIIT is where your team takes it from alert to recovered funds — incident tracking, partner validations, hold requests, chargeback management, and recovery analytics. Included with every Caspix subscription.

Security and compliance are built-in controls

RBAC, encrypted audit logs, secrets management, and deployment patterns aligned to regulatory expectations.

RBACTLS 1.3Audit LogsEncrypted at RestOn-Prem Ready

Ready to take control of fraud?

Book a structured demo and we will map the platform to your highest-risk transaction scenarios.